菇凉我输过败过何曾怕过
[gū liáng wŏ shū guò bài guò hé céng pà guò]
This implies an attitude that one has faced many difficulties or setbacks but has never backed away from challenges. The term “girl” (菇凉 sounds similar to '姑娘') adds a bit of femininity, toughness, and resilience into this statement.