人丑嘴贱长的磕碜又没钱
[rén chŏu zuĭ jiàn zhăng de kē chĕn yòu méi qián]
Using self-deprecating humor, this name literally means 'ugly person with a bad mouth', describing oneself as unpleasant to look at and short on money. Despite appearing negative, it reflects self-awareness and humility.