你说是我们相近恨晚我说为爱你不够勇敢
[nĭ shuō shì wŏ men xiāng jìn hèn wăn wŏ shuō wéi ài nĭ bù gòu yŏng găn]
'You say we met too late, I say it was my lack of courage that prevented me from loving you.' Expresses regret over a missed romantic opportunity and a self-blame for one’s own hesitation.