有车不骑是笨蛋有伞不打是傻瓜
[yŏu chē bù qí shì bèn dàn yŏu săn bù dă shì shă guā]
This net name conveys some wisdom wrapped humorously—it's criticizing those who refuse help when available (like having a car and not using it, carrying an umbrella but not opening it), considering them as foolish or silly people.