现在不努力要怎么谈未来
[xiàn zài bù nŭ lì yào zĕn me tán wèi lái]
It can be translated as 'How to talk about the future without trying harder right now?'. The implication here is a call for action or hard work in the present moment in order to have a better and more promising future. The phrase suggests a forward-looking ambition and emphasizes current efforts over talking about aspirations alone.