碎碎念安锦流年
[suì suì niàn ān jĭn liú nián]
This means 'Whisper quietly, safely through the flowing years'. '碎碎念' (Sui Sui Nian) refers to whispering or murmuring, often expressing wishes or small talks; while '锦流年' can be understood as wishing for each year ahead ('flowing years') to be beautiful ('Brocade'), filled with peaceful hopes.