人丑嘴不甜爱嘚瑟还没钱
[rén chŏu zuĭ bù tián ài dē sè hái méi qián]
A humorous self-deprecation. This person claims to be unattractive, bad at talking sweetly, prone to boasting or acting silly and lacking in money, using a light-hearted approach to mock oneself.